SIP calculator — mutual fund projections
Enter a monthly investment, expected return and duration and see the projected future value and gains. It calculates in your browser (0 uploads, works offline).
How to use it
- Enter your figures in the fields above.
- The result and the formula used appear instantly.
- Copy or Download the result.
FAQ
How do I calculate SIP returns for free?
Enter your monthly amount, an assumed annual return and the number of years — the projected maturity value appears instantly in your browser with no upload, split into what you invest and the estimated gains. Returns are assumed, never guaranteed.
Are the returns guaranteed?
No. Market returns vary year to year, so the figure is a projection based on the rate you assume, not a promise. Use a conservative rate and treat the result as one scenario.
Is my data uploaded?
No. The calculation is local and nothing is stored; it works offline.
What return should I assume?
Historical equity mutual fund returns in India have often been in the 10–14% range over long periods, but the past does not guarantee the future — pick a rate you are comfortable planning around.
Limits
A projection at a fixed assumed return; it does not model volatility, fees or taxes. Not investment advice.
Related
The lumpsum logic and FD/RD calculator cover other saving forms; the EMI calculator is for loans.
Bookmark this page (Ctrl+D, or ⌘D on Mac) or install the app — it works offline the next time you need it.