PPF calculator — 15-year projection
Enter a yearly deposit and rate and see your PPF maturity value over the full term. It calculates in your browser (0 uploads, works offline).
How to use it
- Enter your figures in the fields above.
- The result and the formula appear instantly.
- Copy or Download the result.
FAQ
How do I calculate PPF maturity for free?
Enter your yearly deposit, the interest rate and the term — the maturity value appears instantly in your browser with no upload, with each year's balance compounding annually. PPF has a 15-year lock-in and a ₹1.5 lakh annual limit.
How does PPF interest work?
Interest is compounded annually on the running balance, at a rate the government sets each quarter. The tool projects the maturity at the fixed rate you enter; the real rate may change over the term.
Is my data uploaded?
No. The calculation is local and nothing is stored; it works offline.
What is the deposit limit?
PPF allows ₹500 to ₹1.5 lakh per financial year. The tool assumes the same yearly deposit throughout; vary it in your own planning if your contributions change.
Limits
Estimate at a fixed rate; the actual PPF rate is reset quarterly by the government. Pending CA review.
Related
The SIP and FD/RD calculators cover other saving forms.
Bookmark this page (Ctrl+D, or ⌘D on Mac) or install the app — it works offline the next time you need it.