EPF calculator

0 uploads — runs entirely in your browser, works offline

Source: Standard India CTC/statutory rates — pending review · verified 2026-07-25. Estimate with a standard CTC structure (Basic 40%, HRA 50% of Basic, PF 12%), pending HR/CA review (U7). Your actual structure and deductions may differ.

EPF calculator — provident fund contributions

Work out your monthly EPF contributions and an approximate year-one balance. It calculates entirely in your browser (0 uploads, works offline).

How to use it

  1. Enter your monthly basic wage.
  2. Optionally set the interest rate.
  3. Read the employee and employer split and the projected balance.

FAQ

How do I calculate EPF for free?

Enter your basic wage and this page computes the 12% employee contribution and the employer's 12%, splitting the employer share into EPS (capped) and EPF, then projects a first-year balance with monthly compounding — on your device with no upload.

How does the employer's contribution split?

Of the employer's 12%, 8.33% goes to the pension scheme (EPS) on wages up to ₹15,000, and the remainder goes to EPF. This tool shows both parts.

Is my data uploaded anywhere?

No. Everything runs in your browser and nothing is transmitted or stored, which you can verify by turning off your Wi-Fi.

Which interest rate should I use?

The EPFO declares a rate each year. The default reflects a recent rate; change it to model a different year.

Limits

Estimates contributions and a simple compounded balance; actual EPFO crediting and voluntary contributions may differ. Pending review (U7).

Related

The CTC to in-hand tool shows PF in context; the gratuity calculator handles that benefit.

Bookmark this page (Ctrl+D, or ⌘D on Mac) or install the app — it works offline the next time you need it.