Cheque validity calculator — the 3-month rule
Enter the date written on a cheque and get the date it expires under the RBI three-month rule, plus whether it is still valid. It calculates in your browser (0 uploads, works offline).
How to use it
- Enter your input in the field above.
- The result and its explanation appear instantly.
- Copy or Download the result.
FAQ
How long is a cheque valid in India, and how do I check?
A cheque is valid for three months from the date written on it, per RBI rules. Enter that date on this page and the expiry date and current status appear instantly in your browser, with no upload.
When exactly does a cheque expire?
Three months after the date on the cheque. This tool adds three calendar months, clamping to the month end where needed, and tells you the exact expiry date and the weekday it falls on.
Is my data uploaded?
No. The calculation is local and nothing is stored; it works offline.
Does this apply to all cheques?
The three-month rule is the general RBI position for cheques, demand drafts and pay orders. Individual banks may apply their own cut-offs, so treat this as guidance.
Limits
Applies the RBI 3-month rule; banks may differ. Not financial or legal advice.
Related
The date + N months logic also powers deadline tools; the date difference tool measures any two dates.
Bookmark this page (Ctrl+D, or ⌘D on Mac) or install the app — it works offline the next time you need it.